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About Us


UCICF, the partner for all your projects. Exists to help people in need of financing.

Consumer credit is a key factor in household spending and makes a direct contribution to economic growth.

In Europa, where household consumption accounts for a large proportion of GDP, consumer credit supports household consumption, which is one of the engines of growth (52% of GDP in 2020).

The role of consumer credit is deeply rooted in economic history, as illustrated by the legalisation of interest-bearing loans in the Civil Code as early as 1804.

From the 19th century onwards, and even more so in the 20th century, consumer credit developed, initially on the basis of old models, then in the more innovative form of “instalment sales”, enabling households to buy cars, fridges and television sets.

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Our technology for fast credit: immediate definitive answer* and express availability of funds...

Conquered customers

Our customers love us: their satisfaction averages 4.8/5!

Our teams at your side

Got a question? We've got the answer! Our customer service team is here to help.

Credit for every moment of your life

Car credit

Leasing or credit? Read our guides and news about vehicle financing options.

Work Credit

Tips like zero-interest loans can help you finance your project. Take a look at the guides and news on work credit possibilities.

Consumer credit

Consumer credit is a special type of credit. Don't forget to read our guides and news on financing consumer products.

Come know our work

What exactly is consumer credit used for? Although it is difficult to quantify the exact final use of consumer credit, it can be estimated that it falls into four categories.

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